InsurSight
Transforming Location Intelligence into Insurance Excellence
Welcome to InsurSight, the ultimate location intelligence tool designed specifically for the insurance industry. Built on the precision and accuracy of the Loccode postcode system, InsurSight delivers unparalleled insights into risk assessment, underwriting, and claims management, tailored to the unique demands of the African market. Whether you're an insurer, reinsurer, or InsurTech firm, InsurSight provides the granular, location-based data you need to make informed, data-driven decisions that drive profitability and customer satisfaction.
Features
Natural Disaster Risk Assessment
- Flood Risk Maps: Utilize topography and historical data to create flood risk maps, helping underwriters and risk assessors make informed decisions.
- Natural Disaster Analysis: Get detailed assessments of other natural disasters, including landslides, storms, and more, to accurately evaluate risk.
- Real-Time Alerts: Receive real-time alerts for evolving natural disaster risks, allowing for proactive risk management and timely decision-making.
Crime Risk Analysis
- Crime Rate Mapping: Access detailed maps of crime rates by postcode, enabling better assessment of risks associated with theft, vandalism, and other criminal activities.
- Predictive Crime Models: Leverage advanced predictive models to forecast future crime patterns, helping to refine underwriting strategies.
- Targeted Crime Risk Tools: Use specialized tools to assess specific crime risks, tailored to the needs of property and auto insurers.
Property-Specific Risk Assessment
- Individual Property Risks: Evaluate risks for individual properties based on precise location data, including building materials, construction quality, and more.
- Rebuilding Cost Estimates: Access algorithms that provide accurate estimates for rebuilding costs based on location, helping insurers set appropriate coverage limits.
- Customized Property Analysis: Tailor property risk assessments to your specific needs, whether it's for residential, commercial, or industrial properties.
Health Risk Mapping
- Disease Prevalence Maps: Analyze the prevalence of specific diseases by area, helping health insurers assess location-based health risks.
- Environmental Health Factors: Access data on environmental health factors, such as air quality and water contamination, that impact insurance risk.
- Lifestyle Risk Analysis: Assess lifestyle-related health risks by postcode, offering a deeper understanding of potential health insurance claims.
Traffic and Auto Insurance Risk
- Accident Frequency Mapping: Identify accident hotspots and assess the frequency of road accidents by area, helping to refine auto insurance policies.
- Road Quality Analysis: Evaluate road infrastructure and quality by location, providing insights into potential auto insurance claims.
- Vehicle Theft Risk: Assess vehicle theft risks by postcode, enabling insurers to set premiums and deductibles based on precise location data
WHY CHOOSE INSURSIGHT?
Precision and Accuracy
InsurSight leverages the powerful Loccode postcode system to deliver the most accurate and granular location data available. This precision allows you to assess risks with unparalleled accuracy, reducing uncertainties and improving underwriting outcomes.
Tailored for the African Market
Understanding the unique challenges of the African insurance market, InsurSight is designed to address specific local conditions, including rapid urbanization, informal settlements, and diverse environmental factors. This localization ensures that the insights provided are relevant and actionable.
Seamless Integration
InsurSight is built for easy integration into your existing platforms and workflows. Whether you're looking to enhance underwriting tools, optimize claims management, or improve fraud detection, InsurSight fits seamlessly into your operations, providing immediate value.
Scalable and Flexible
Whether you're a large insurer, a niche underwriter, or an emerging InsurTech firm, InsurSight is scalable to meet your needs. Our API offers a range of services that can be customized to fit different insurance products and market segments.
Comprehensive Risk Intelligence
From natural disasters and crime to health and auto risks, InsurSight provides a comprehensive suite of tools that cover every aspect of location-based risk assessment. This all-in-one solution empowers you to make informed decisions that enhance profitability and customer trust.
HOW INSURSIGHT WORKS
Data Integration
Easily integrate InsurSight API into your existing systems through our user-friendly interface and comprehensive documentation.
Customizable
Tailor the API's features to suit your specific needs, whether it's for underwriting, claims management, or fraud detection.
Real-Time Data Access
Access real-time data and insights directly from the API, allowing you to respond quickly to evolving risks and opportunities.
Continuous Updates
Benefit from continuous updates and enhancements, ensuring that you always have the most up-to-date and accurate information at your fingertips.
Use Cases
Underwriting Excellence
Improve underwriting accuracy with precise, location-based risk assessments.
Claims Optimization
Streamline claims management with detailed risk maps and real-time alerts.
Fraud Prevention
Enhance fraud detection with advanced tools that analyze location patterns and identify suspicious activities.
Pricing Strategy
Optimize premium pricing with insights into location-based risks, ensuring competitive yet profitable offerings.
PRICING
Free Tier
This tier is designed for businesses to test InsurSight and understand how it integrates into their systems.
What's included
- Access to basic geocoding and address verification (limited to 500 requests per month).
- Static route optimization for up to 3 routes/day.
- Access to basic API documentation and integration support.
- Basic ETA calculations (standard traffic conditions, without real-time updates).
Available add-ons
- Clients can upgrade from one tier to the next at any time to unlock additional features as their business scales.
- NavOptix is optimized for last-mile delivery companies, ensuring that even smaller businesses can enhance their delivery efficiency without needing heavy technological investment.
Limitations
- No dynamic traffic updates or advanced route optimization.
- Limited customer support (email only, 2-day response time).
- Limited to 1 active user.
Essential Tier
For small to mid-sized last-mile delivery companies looking for a more robust solution to optimize operations.
What's included
- Access to real-time geocoding and address verification (up to 10,000 requests/month).
- Dynamic route optimization for up to 50 routes/day.
- Accurate ETA calculations based on real-time traffic and road conditions.
- Pick-up and drop-off navigation for delivery drivers.
- Geocoded district and neighborhood search using Loccode data, enabling more precise address identification.
- Access to advanced API documentation and integration assistance.
- Basic customer support (email, 1-day response time).
Available add-ons
- Clients can upgrade from one tier to the next at any time to unlock additional features as their business scales.
- NavOptix is optimized for last-mile delivery companies, ensuring that even smaller businesses can enhance their delivery efficiency without needing heavy technological investment.
Limitations
- Limited to 5 active users.
- No priority support or full traffic analytics.
Professional Tier
For larger delivery networks and businesses that require advanced route management and scalability.
What's included
- Unlimited geocoding and address verification requests.
- Dynamic route optimization for up to 500 routes/day, with on-the-fly updates based on real-time traffic and delivery demands.
- Accurate ETA calculations with full integration of real-time data, ensuring precise ETAs at scale.
- Full district and neighborhood identification using Loccode system for more granular delivery accuracy.
- Real-time navigation with exact pick-up and drop-off guidance for drivers.
- Scalable integration, allowing the business to manage larger fleets and more complex delivery networks.
- Advanced analytics and reporting tools (e.g., route efficiency, driver performance).
- Priority customer support (phone, email, live chat, same-day response).
- Up to 20 active users.
Available add-ons
- Clients can upgrade from one tier to the next at any time to unlock additional features as their business scales.
- NavOptix is optimized for last-mile delivery companies, ensuring that even smaller businesses can enhance their delivery efficiency without needing heavy technological investment.
Limitations
- Limited to 500 routes/day (custom enterprise solutions can go beyond this).
Enterprise Tier (Custom Pricing)
This tier is designed for very large companies or businesses with complex logistics needs.
What's included
- Unlimited geocoding, address verification, and route optimization requests.
- Full access to all NavOptix features, including custom API development for highly specific use cases.
- Custom route optimization algorithms tailored to the client's business.
- In-depth analytics and machine learning tools to predict and optimize delivery routes and times.
- Dedicated account manager and 24/7 premium support.
- Unlimited users and full organizational scalability.
Get Started with InsurSight
Ready to revolutionize your insurance operations with cutting-edge location intelligence? Contact us today to learn more about how InsurSight API can transform your business.